Stablecoin payment orchestration and clearing across East and Central Africa
HoneyCoin is an end-to-end financial orchestration platform for consumers and businesses across Africa, and the largest crypto payment orchestrator by volume in East and Central Africa. They settled more than $3B in 2025.
It's a simple but powerful stack, built by a technical founder who is very hands on: stablecoin-compatible wallets, clearing and settlement, FX and acquiring infrastructure, and APIs that help businesses scale across corridors.
How does cross-border stablecoin payment work in Africa?
Cross-border payment in Africa runs on a patchwork of correspondent banks, mobile money networks, and informal liquidity providers — what we call the shadow rail. Stablecoin payment orchestrators sit on top of this patchwork, routing value between fiat on-ramps, onchain settlement, and local payout rails so that a business sees one integration instead of ten. HoneyCoin is the clearest example of this on the continent and a core piece of our Simple Finance thesis.
Why LAVA invested in HoneyCoin
HoneyCoin is one of the most trusted payment orchestration players we've seen in Africa, with the largest real, sustained high-volume throughput and clear product-market fit. They're doing the hard, unglamorous work — reliability, compliance, integrations, and liquidity — and they're doing it better than incumbents and most startups.
HoneyCoin is positioned to become the major clearing house for fiat ↔ stablecoin flows in and out of Africa, with a path to meaningful take-rate expansion via FX and acquiring.